If you could apply only one security measure this year, it would be this one: two-factor authentication.

How it works

On top of the password, a second proof is required: a code received by message, a code generated by an app, or a physical key. Even if your password is stolen, access stays blocked.

The options, from least to most secure

  1. Code by text message: better than nothing, but vulnerable to certain types of fraud.
  2. Authenticator app: a code that changes every 30 seconds. A good balance.
  3. Physical security key: the most robust, ideal for critical accounts.

Where to turn it on first

  • Business email.
  • Banking and payment tools.
  • Website hosting and domain name.
  • Accounting software, CRM and cloud storage.
  • The business's social media accounts.

Recovery codes

When you turn it on, store the backup codes in a safe place (password manager or vault). They let you regain access if you lose your phone.

With employees

Make it mandatory for all shared or sensitive accounts. Explain why: it's the most effective protection against account takeover.